Everyone’s Talking About Interest Rates- Most Are Getting It Wrong
Everyone’s Talking About Interest Rates...
Most Are Getting It Wrong
The Fed doesn’t set mortgage rates.
Lower rates won’t fix housing affordability.
And no, a couple 25 bips in cuts won’t save your deal.
Here’s what most people miss:
👉 Mortgage rates follow the 10-year Treasury, not the Fed.
👉 Multifamily owners facing debt maturities can’t bank on a bailout, rents have plateaued in many cases and expenses are stifling.
👉 The deals that don’t pencil at 6%+ likely never made sense to begin with.
Betting on the Fed is not a strategy.
Operators who focus on fundamentals like cash flow, value-add, and long-term upside are the ones who will win this cycle.
Interest rates are just one piece of the puzzle. Stop chasing headlines. Start playing the long game.
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